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Material Costs 2026: What Roofing Contractors Need to Budget

2026 Roofing Material Landscape

Asphalt Shingles

Underlayment

Flashing and Accessories

Nails and Fasteners

Coil nails: $40-60/box (7,200 ct). Stable pricing.

The Insurance Factor

Insurance replacement jobs are priced differently — adjusters use Xactimate pricing. Make sure your line items match Xactimate categories for smoother claims approval. This alone can add $500-2,000 to your approved amount vs. generic line items.

Margin Protection

  1. Quote shingles at current distributor price + 15-20% markup
  2. Separate line items for every accessory (flashing, vents, drip edge)
  3. Include waste factor: 10% standard roof, 15-20% complex
  4. 14-day quote validity — material prices change quickly after storms

Your next step: Call your top 2 distributors this week and confirm current pricing. Update your rate sheet.