How Much Does Contractor Insurance Cost?

General liability: $500-2,000/year. Workers comp: varies by trade ($3-30 per $100 payroll). Commercial auto: $1,200-3,000/year. Tools/equipment rider: $200-400/year. Total for a solo contractor: $1,500-4,000/year. Total with employees: $3,000-15,000+/year depending on trade and payroll.